Delivering services suited to your needs.
Confluence Financial Partners offers a comprehensive suite of services to help position you for financial success. Backed by years of experience across many dimensions of wealth management, our team is committed to guiding you through the stages of life and business with strategic insight and support.
Wealth Management Services
Retirement Planning
- Goals-Based Financial Plan
- Distribution Strategy
Estate Planning
- Coordination with Attorney
- Family Wealth Meetings
- Estate Document Review
Social Security Analysis
- Planning and Optimization
Tax Planning
- Coordination with CPA
- Investment Income Estimates
- Tax Loss Harvesting
- Tax Return Analysis
- Charitable Gift Planning
Employee Benefit Review
- 401(k) Review
- Employee Insurance Review
- Executive Compensation
- Stock Options
Insurance Planning
- Life Insurance Review
- Long-Term Care
- Disability Insurance
Cash Flow Analysis
- Budget Analysis
- Debt Management
- Real Estate Planning
- Large Purchases
Business Consulting
- Succession Planning
- Buy/Sell Structure
- Key Person Insurance
Non-Profit Consulting
- Investment Management
- Investment Committee Guidance
- Creation and Maintenance of Investment Policy Statements (IPS)
- Coordination with Board Members
- Cash Flow Analysis
- Budget Analysis
- Debt Management
- Large Purchase Planning
Philanthropic Planning
- Gifting Strategies
- Donor Advised Funds
- Foundation Assistance
Education Planning
- Higher Education Cost Analysis
- 529 Savings Plan
- Loan and Payment Strategy
Corporate Cash Management
- Cash Position and Forecasting Support
- Liquidity and Investment Management
- Check Writing
Banking (through RJ Bank)
- Security Based Loans
- Debit Card/Check Writing
Employer Sponsored Retirement Plans
- 401(k) Plans
- Simplified Employee Pension Plans (SEP)
- Simple IRA Plans
- 403(b) Plans
- 457 Plans
- Defined Benefit Plans
- Cash Balance Plans
- Non-Qualified Deferred Compensation (NQDC)
Business Solutions
- Buy/Sell Structure
- Key Person Insurance
- Corporate Cash Management
- Liquidity and Investment Management
- Check Writing
Wealth management tailored to you.
Confluence Financial Partners is here to help individuals, families, and businesses with comprehensive financial planning, investment, and retirement services. Visit the pages below to learn how.
