Financial Planning for Individuals and Families.
Confluence Financial Partners provides financial planning for families and individuals at every stage of life. From wealth accumulation through retirement and beyond, our team of wealth managers and financial professionals, including CFP® professionals, works to help coordinate investment, tax, and estate planning considerations.
Whether you are saving during your peak earning years, preparing for retirement, or building toward a lasting family legacy, our planning framework is designed to adapt alongside your evolving priorities.
the experience
When your financial life grows beyond a single plan.
Managing wealth across many dimensions at once can feel overwhelming, and families at every stage face choices that cut across tax, estate, and investment needs at the same time. A retirement timeline may reshape your tax picture, while an inheritance can raise questions about giving and wealth transfer. Individual financial planning that looks at each area on its own often leaves gaps between them.
When investment choices, tax plans, and estate documents are handled by different people without a shared view, even well-meaning guidance can sometimes pull in opposing ways. We believe the families who benefit most from coordinated planning are those whose financial lives have grown too layered for any one meeting to address.
life stages
Financial planning for families at every stage of life.
Building a lasting financial plan is not a single event. It is an ongoing partnership that typically shifts as your life changes. At Confluence Financial Partners, we organize our guidance around four broad stages.
Accumulation
During your peak earning years, we focus on growing wealth through steady investing, tax-smart saving, and protection planning.
Transition
As retirement draws near or a major life event reshapes your outlook, our team can help you weigh payout options and refine your estate plan.
Preservation
Guarding what you have built becomes central, and we strive to balance income needs with legacy aims.
Legacy
Our guidance may extend to estate design, giving strategy, and family governance, where family wealth management and personal financial planning come together.
our services
Broad services, coordinated as one plan.
Our team coordinates across every part of your financial life. We believe each area informs the others.
Financial Planning
We connect your goals, cash flow, risk comfort, and timeline into a roadmap designed to guide every financial choice.
Investment Management
Our Chief Investment Officer oversees research-driven portfolio management tailored to your goals and stage of life.
Retirement Planning
We develop strategies for saving, payouts, and income planning to help you approach retirement with clarity.
Tax Planning
Our advisors apply forward-looking tax strategies that work to reduce your burden across income, investments, and estate transfers.
Estate Planning
We review your estate planning documents and summarize their provisions to help you see what to raise with your estate attorney.
Insurance Planning
We evaluate your coverage to help ensure that a single unexpected event does not compromise the financial plan you have worked to build.
Social Security Analysis
We model how the timing of your Social Security claim can affect your lifetime income, tax situation, and overall retirement plan.
Cash Flow Analysis
We map your income, spending, and savings into one clear picture and work to connect those patterns to your long-term financial goals.
Employee Benefit Review
We review your employer-provided benefits and work to help you see how each election connects to your investment strategy, tax planning, and retirement goals.
Business Consulting
We help you weigh choices about company structure, succession planning, and the long-term strategy that ties your company to your own goals.
Philanthropic Planning
We work with you to explore meaningful giving strategies that are intentional, tax-aware, and aligned with your estate plan, financial goals, and values.
Education Planning
We build higher education funding strategies designed to prepare for college costs without compromising your retirement or other financial priorities.
Employer-Sponsored Retirement Plans
We help you design, manage, and monitor your company’s retirement plan through investment oversight, vendor evaluation, and employee communication support.
Business Solutions
Our team develops strategies for executive compensation, key-person coverage, and buy-sell funding designed to support both your company and your own financial plan.
meet the team
Guided by skilled and caring professionals
Our wealth planning practice is led by a dedicated team of Wealth Managers and Certified Financial Planner® professionals. Select a profile to learn more.
Greg Weimer
Chief Executive Officer, Chairman
Gregory Weimer II CFP®, CPA
President
William Winkeler Jr. CFA, CFP®
Chief Investment Officer
Rob Linkowski
Director of Insurance
Zachery Saunders AAMS®, CEPA®, CFP®, Ed.D.
Wealth Manager
Melissa Pirosko CFP®, MBA
Wealth Manager
Nathan Garcia CFP®, MBA
Wealth Manager
Samantha Sheetz CFP®, CDFA®, WFA
Wealth Manager
Dave Cashdollar CFP®
Wealth Manager
Brandon Corlett
Wealth Manager
Jackson Elizondo CFP®, CAP®
Wealth Manager
Loren Paul Fiffik CFP®
Wealth Manager
Paul Frey CFP®, CIMA®
Wealth Manager
Randy Holcombe CFP®
Wealth Manager
Jonathan Jordan
Wealth Manager
Sophia Kann CFP®
Wealth Manager
Kurt Kimmich AAMS®
Wealth Manager
Matt Kimmich CFP®
Wealth Manager
Chuck Kolias
Wealth Manager
Morgan Lee CFP®
Wealth Manager
Katie Montagazzi CFP®
Wealth Manager
Eric Montgomery CFP®
Wealth Manager
Jared Nicholson
Wealth Manager
Nick Proud CFP®
Wealth Manager
Brian Ripley
Wealth Manager
Scott Rogowicz
Wealth Manager
Neil Rongaus CFP®
Wealth Manager
Joe Tabaka CFP®
Wealth Manager
Mike Touscany CFP®
Wealth Manager
RJ Wingertsahn
Wealth Manager
Chuck Ziants CFP®
Wealth Manager
Brandon Beck
Wealth Manager
Tim Cashdollar CRC®
Wealth Manager
the experience
Is our team the right fit for you?
You may benefit from working with our team if any of the following feel familiar. Navigating financial accounts, tax needs, and estate plans managed by different people with no shared view connecting them can feel uncertain. You sometimes wonder whether your investment plan and your tax approach are pulling toward the same goals. Through major life changes, such as a new career, a coming retirement, or a family milestone, you want guidance that adapts along with you.
FAQ
Frequently Asked Questions
What financial planning services does Confluence offer for families?
We offer a broad range of services for families, including financial planning, investment management, retirement planning, tax planning, estate planning, cash flow planning, giving strategies, and business succession planning.
How does Confluence tailor services to different life stages?
We organize our guidance around four broad stages — building wealth, transition, protecting wealth, and legacy. As your goals change, your plan adapts with you so that our guidance reflects where you are and where you want to go.
What is the difference between financial planning and investment management?
Financial planning looks at your goals, cash flow, tax needs, estate design, and risk comfort to build a roadmap. Investment management focuses on building and keeping a portfolio aligned with that roadmap, and at Confluence we bring these together as part of a unified strategy.
Do I need a financial advisor if I already have a CPA and estate attorney?
Many of the families we serve work with CPAs, estate attorneys, and other professionals. Our advisors help coordinate across these ties, often finding gaps that may not be visible when each works on their own.
How does Confluence coordinate across many areas of my financial life?
Coordination is central to our approach. Our Wealth Managers work alongside those focused on tax, estate, and investment management to help make sure every step reflects your full picture, from financial planning for families to legacy planning for wealth that spans generations.
Request your Consultation
Complete the form below. A member of our team will reach out within one business day to schedule your complimentary 30-minute call.
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